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Individual Savings Accounts (ISAs)

Individual Savings Accounts (ISAs) are tax efficient savings schemes.  We offer a Stocks and Shares ISA and a Lifetime ISA (see Lifetime ISA brochure) that also allows you to hold cash as part of your investment strategy. Investments in an ISA are free of capital gains tax.

Key features include:

  • Low administration fee
  • Minimum commission only £10
  • Optional Dividend Re-Investment Plan “DRIP”
  • Optional quarterly income payments direct to your bank
  • On line statements and valuations
  • Free transfers from other managers*
  • Self select plans with maximum flexibility
  • Quarterly newsletter with investment guidance
  • Investment  Managed and Discretionary services also available

* ask us about a contribution towards your current managers exit fees

Personal Equity Plans (PEPs) were introduced back in the 1980’s to encourage investment in stocks and shares. PEPs were replaced by ISAs in April 2008 they were merged into stocks and shares ISAs. You can transfer your ISAs that also contain your old PEPs with other managers into our ISAs.

Your ISA Questions Answered

Can I open an ISA this year?

Charges at a Glance

How to open an ISA

ISA Application Forms

Internal ISA Additional Permitted Subscription Form 

ISA Brochure and Application Forms

ISA Transfer Form

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Important Notice: The value of investments can fall and you may get back less than you invested. Past performance is not a reliable indicator of future returns. There is no guarantee that the tax efficient nature of any investment product mentioned within this website will remain. Investments may not be suitable for everybody and potential investors are recommended to seek independent advice before investing.